:root{--ink:#12233f;--muted:#5d6b82;--line:#dbe4ee;--bg:#fbf7ef;--panel:#fff;--teal:#16b39a;--rose:#ef476f;--gold:#ffcf5a;--blue:#2855d9}
*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}a{color:#174dc9;text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto;border-radius:8px}section{padding:48px max(20px,calc((100vw - 1160px)/2));background:#fff}section:nth-of-type(2n+3){background:#f6fbf8}.site-header{position:sticky;top:0;z-index:20;display:flex;align-items:center;gap:18px;justify-content:space-between;padding:12px max(16px,calc((100vw - 1200px)/2));background:rgba(255,255,255,.94);border-bottom:1px solid var(--line);backdrop-filter:blur(14px)}.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--ink)}nav{display:flex;gap:14px;align-items:center;flex-wrap:wrap}nav a{color:var(--ink);font-weight:650;font-size:14px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:11px 18px;border-radius:8px;font-weight:800;text-align:center;border:1px solid transparent}.btn-primary{background:var(--teal);color:#06251f;box-shadow:0 8px 18px rgba(22,179,154,.25)}.btn-secondary{background:#fff;color:var(--ink);border-color:var(--line)}.hero,.page-hero{display:grid;grid-template-columns:minmax(0,1.02fr) minmax(320px,.98fr);gap:34px;align-items:center;padding-top:44px;background:linear-gradient(180deg,#fff7e4 0%,#fff 70%)}.page-hero{display:block}.hero h1,.page-hero h1{font-size:clamp(34px,5vw,64px);line-height:1.04;margin:10px 0 16px;letter-spacing:0}.badge{display:inline-flex;background:#fff3c4;border:1px solid #f2d06b;border-radius:999px;padding:6px 10px;font-weight:800;color:#6b4c00}.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0}.trust{display:flex;gap:10px;flex-wrap:wrap;padding:0;margin:18px 0;list-style:none}.trust li{background:#edf8f5;border:1px solid #cfeee6;border-radius:8px;padding:8px 10px;font-weight:700}.notice{margin:0;padding:18px max(20px,calc((100vw - 1160px)/2));background:#12233f;color:#fff}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card{border:1px solid var(--line);border-radius:8px;background:#fff;padding:18px}h2{font-size:clamp(25px,3vw,38px);line-height:1.16;margin:0 0 18px}h3{font-size:22px;margin:26px 0 8px}table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:8px;overflow:hidden;display:table}caption{text-align:left;font-weight:800;margin:0 0 10px}th,td{padding:12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}thead th{background:#12233f;color:#fff}details{border:1px solid var(--line);border-radius:8px;background:#fff;margin:10px 0;padding:12px 16px}summary{font-weight:800;cursor:pointer}figure{margin:0}figcaption{font-size:13px;color:var(--muted);margin-top:6px}.author{background:#fff7e4}.site-footer{padding:34px max(20px,calc((100vw - 1160px)/2));background:#101828;color:#eef4ff}.site-footer a{color:#fff}.site-footer nav{margin:12px 0}.fineprint{font-size:13px;color:#c7d2e4;max-width:980px}
@media(max-width:860px){.site-header{align-items:flex-start;flex-direction:column}.site-header .btn{width:100%}nav{width:100%;overflow:auto;flex-wrap:nowrap;padding-bottom:4px}.hero{grid-template-columns:1fr;padding-top:26px}.grid{grid-template-columns:1fr}section{padding:34px 16px}.hero h1,.page-hero h1{font-size:36px}.btn{width:100%}.cta-row{display:grid}table{font-size:14px;display:block;overflow-x:auto}th,td{min-width:140px}}